NWCCOG   P.O. Box 2308   Silverthorne, Colorado 80498   970.468.0295

Northwest Loan Fund

The Northwest Loan Fund (NLF) offers business loans that will create or retain jobs and bring a value added product or income to the local economy in the 9 Northwest counties. The NLF loans money for start-up and expanding businesses that may not qualify for traditional financing. Loans can be used for such things as purchasing equipment, inventory, raw materials, existing businesses, buildings, renovation of current businesses and many other uses.

The information below is intended to be a broad description of the loan guidelines and requirments but are not all inclusive. If you have questions about how the Northwest Loan Fund might benefit your business, do not hesitate to call Anita. She can help guide you to the best funding scenario for your specific business.

Northwest Loan Fund Guidelines

  •  We provide loans for businesses within our service area of Eagle, Garfield, Grand, Jackson, Moffat, Pitkin, Rio Blanco, Routt or Summit County.
  • We are particularly interested in businesses who plan to add additional staff, have sufficient collateral, and who may have been turned down by traditional funding sources.
  • Eligible uses for the funds is very broad and could be used for things such as equipment, inventory, raw materials, renovation, purchase of a new or existing business or working capital – like payroll or accounts receivable financing.
  • The size and term of the loan can vary along with interest rates, but generally we look for amounts between $5,000 and $400,000. Rates and fees are very favorable.

This list is not meant to be all inclusive. Because each business has its own unique characteristics and needs, we find it is best to have a conversation about your particular situation so we can point you right direction. Anita Cameron has years of experience in the lending industry and can help you get started.

For a complete list of loan specifics, call Anita at or request information at 970-468-0295 x119 or .(JavaScript must be enabled to view this email address).

Northwest Loan Fund Approval Process

Loans are reviewed by the Loan Committee which is comprised of business leaders from each of the nine Northwest counties. We ask that loan applications be submitted in advance with ample time for the application to be analyzed and a written recommendation created for the loan committee review.  Please contact Anita Cameron, Director of Business Lending before filling out the loan application so she can ensure your application will be a fit for the Northwest Loan Fund and you are aware of the best funding options for your needs.

Northwest Loan Fund Application Forms